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Will Social Security Pay For A Caregiver?

Social Security Pay For Caregiver

If you are caring for a parent or loved one you could be eligible to receive Social Security benefits as their primary caregiver. Social Security benefits, though, can’t be used to pay for a caregiver that you hire, it would simply be a way to help support you financially should you take on the responsibilities as a caregiver.

Caring for an elderly spouse, parent, or friend can often cut into your time, decreasing your availability to work as many hours. There are often other expenses for medical supplies, living expenses, and other costs that can make it difficult to stay afloat financially. If that is the case, you can apply for Social Security benefits to help substitute your income and cover some of the costs of providing home care for your loved one.

Qualifying for Social Security as a Caregiver

As the spouse or family member caring for a loved one who is seriously ill you can apply for Social Security benefits to help cover costs involved with being his or her caregiver. Eligibility depends on several factors such as financial need, state of residence, income, and assets. Some applicants may only qualify for benefits from one program while those in serious financial need may qualify for both SSI and SSDI.

You may also qualify for benefits if your spouse is suffering from a serious medical condition such as:

  • ALS
  • Cerebral Palsy
  • Parkinson’s Disease
  • Multiple Sclerosis
  • Cancer

If you’ve applied for Social Security benefits as a caregiver and been denied, you may want to look into other state-funded programs that pay spouses as caregivers. State programs may also assist in paying for part or all of home care should you choose to hire through an agency. In the state of Arizona, you may be eligible for Self Directed Attendant Care (SDAC) benefits as the caregiver of a loved one. Depending on the circumstances, you may also be eligible for Medicare assistance to cover home care services.

Every State Has Different Rules For Being A Caregiver For A Family Member

You will have to look up all the different rules for caregiving for your state. It is a process of paperwork and research that can take anywhere from usually 1-3 months, in some cases a year.

Caregiver Services from the Leading Home Care Providers in Phoenix, AZ

Are you looking for a caregiver for your loved one? Call (480) 999-3012 and talk to one of our staff at Devoted Guardians. We are one of Arizona’s largest home care providers and offer daily 24-hour living assistance, including nighttime watch and personal assistance.



Alice A FullerMarch 29, 2020 at 10:26 amReply

Can you help finicalhelp im dying with cancer

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Aaron SinykinMay 25, 2020 at 7:04 amReply

We would need more details about your situation, you can call the office number and ask us.
Kenna D AshAugust 6, 2021 at 5:39 am

My husband has an illness,cancer, and is 79 years old. In need of home are and if I quit my job to care for him, Will I be eligible for compensation? I am 62 and currently working

Veronica VidesNovember 18, 2021 at 9:38 pm

Hello I like to know how to apply to get paid if I became a caregiver for my mother I will be moving her in to my house soon since she can’t be by herself any more I’m a single house holder and I rent a studio with a bathroom to help my self but I will love to provide it for my mother and be able to take care of her can you please help me with information

Diane ConnerApril 19, 2022 at 8:39 am

I have a daughter who has paranoid schizophrenia .she is a 30 year old who lives at home. Could I get paid as a caregiver because I do everything from A -Z for her. Thanks

Terri GaterApril 16, 2020 at 8:12 pmReply

I just moved to Oklahoma and I take care of my husband. He had a massive stroke he can’t walk, he can’t get out of bed by himself, he has a large memory lost, his left hand shake, he can’t rule over. All his motor skills are off. Please say I can get social security to take care of him. Please let me know if I’m eligible if I am please send me a link

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Aaron SinykinMay 25, 2020 at 7:07 amReply

We are in Arizona. But we looked for this information in Oklahoma. I hope this works for you:
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Aaron SinykinMay 25, 2020 at 7:09 amReply

Long Term Care Services

1000 N.E. 10th Street

Oklahoma City, OK 73117-1207

Phone: (405) 271-6868

Fax: (405) 271-2206

Terry Kay TottenSeptember 24, 2021 at 1:08 pmReply

I am caregiver to my husband who has had a stroke and can’t be left alone. He needs help with basic needs and food prep. Can not take a shower. Am I eligible as a caregiver

SarahNovember 13, 2021 at 3:07 am

You are absolutely a caregiver! Find out what benefits are available to you in your state!
It’s so hard and please take time for yourself.

LynetteNovember 13, 2021 at 9:46 pm

I am caring for my elderly mother who suffers with extreme high blood pressure. And she is disabled. She owns her home. She has become ill and there is no one to take care of her. I quit my job to help with her medication and daily needs. We live in the state of Georgia. Is there a stipend that we may qualify for?

Ann KryderDecember 27, 2021 at 4:13 pm

I am a devoted spouse that is the main caregiver of my husband that suffered a fall in 2013 and damaged his spinal cord. I retired in 2019 to take care of him could I be eligible for caregiver pay?

Rashon neroApril 24, 2020 at 1:53 amReply

I’m looking to be my father’s primary care giver but with expenses I will like to know how I can get paid to do so

Richard pigfordMay 26, 2020 at 9:59 pmReply

My mother is 93 yrs old, I need someone to bath her daily in Hernando county Florida. What are my options?

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Aaron SinykinMay 29, 2020 at 4:29 am is a good place to find a reputable caregiving service: – We have also made this list on 20 Questions to Ask A Caregiver Before Hiring Them – Search Google maps also and finding a company that has solid reviews that look like real reviews from real people would help, we found If she hasn’t had her shower modified for easy access, that would help too.
RobertoMay 13, 2020 at 11:40 amReply

I’m primary caregiver for mother who had a stroke @ father who had cancer. Can l get social security to help with expensesJust turned 65.

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Aaron SinykinMay 25, 2020 at 7:35 amReply

There are a lot of options to think over, and depending on your situation. “Overall, you need to know your loved one’s eligibility for various government programs, insurance policy benefits, employee benefits, and family payment options if you hope to become a paid caregiver for a family member.” Senior Link – Here is a link to an article that might help:
Suzanne NicosonMay 26, 2020 at 4:41 pmReply

I’m trying to find out how I go about becoming a caregiver for my elderly mom. She gets Social Security, on medicare, and medicaid. We are in Indiana. I know you are in AZ, just seeing if you can point me in the right direction. Not having much luck on my own.

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Aaron SinykinMay 29, 2020 at 4:31 amReply

There are a lot of options to think over, and depending on your situation. It’s a process, but we’d recommend starting at
Tracy KelsoFebruary 18, 2021 at 2:29 pmReply

I live with my client 24/7, responsibilities are bathing 3 days a week, dressing, assisting from wheelchair to toilet, preparing all meals, errands, shopping and all appointments and I also put her to bed every night and get her up every morning. We were both with a home care company and decided I would work for her as a private care giver. The fee she paid was $17.00 an hr, mileage, ot and holiday pay now she isn’t paying for any of that and I get $13.00 hr. I get 35-40 hrs a week but feel it should be more I have no insurance now and more expenses than before. I use my vehicle on all errands and shopping and bill paying. What are the options for assistance I could look into and should I charge more? In Arkansas

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Aaron SinykinFebruary 25, 2021 at 3:29 amReply

It is different for every state, and we reside in Arizona so we are not familiar with the rules in Arkansas. The average wage for homecare in Arkansas is about $20 an hour. It is quite a process to get approved and you need Medicare. This site might be of help:
AnneAugust 13, 2021 at 9:50 amReply

I need 24 hr care,, since some serious falls ca surg, that has left me in diapers but also have Lupus COPD host needs to need replacing but with Factor V Leiden disease they will not do surgery I have lost the use of my right arm hand and wrist from a severe fracture from a fall and because of exclusively using the other arm that I previously fractured got now has a rotator cuff problem and tendonitis and bursitis but all the orthopedic doctor can do is give me injections in the news in the shoulder and I am not allowed to use a walker to put weight on either arm so there’s not much I can do how do I find out how to pay for someone that’s willing to care for me 24/7 I am 68 years old a widow alone live in the state of New York Western New York which is why most of the falls but a lot of the broken bones was from a husband that abused me on a daily basis broken bones but I also have COPD lupus Factor V Leiden disease on blood thinners a necrotic me bone on bone solder near me so many things going on and I don’t know how I can pay my age that I have through long-term care for 30 hours a week who has offered to move me in her home and care for me 24/7 how do I find out what my options are I cannot even grocery shop I can’t even take a shower alone I can barely cook I can’t change my bed sheets and besides that I am sending time messing diapers which now I’m having trouble even cleaning myself up because they had to remove my whole right: half of my bowel and part of my stomach due to a cancerous tumor. How do I find out how someone that is not a child can care for me that’s willing to do so and is so loving and caring to me is it even possible

Justin RohrerMarch 2, 2021 at 2:54 pmReply

how can i apply? i live in Texas

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Aaron SinykinMarch 3, 2021 at 3:40 amReply

The rules are different for being a caregiver in different states; we are in Arizona. This link might help, just know it is usually a 1-4 month process and a lot of paperwork.
Elizabeth HeuerMarch 6, 2021 at 1:37 amReply

I’m in Missouri and I’m trying to find out how to get a caregiver for my and my other half. Both of us are on SSDI. We have many limitations and need help in lots of ways. Could you help lead us in a direction that could help. Thank you

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Aaron SinykinMarch 6, 2021 at 4:27 amReply

It can take months of process, but if you are patient and do enough research, calls, and contacts, you can get there, I would start here:
KarenMarch 21, 2021 at 10:55 am

I am a live in caregiver to my mother in the state of Missouri. Ive been doing this with no income for about three years and am beginning to worry about my finances in my coming years. She is 86 and she is very weak, unable to clean or cook or drive anymore. She is not on medicaid, she has money but does not pay me. What can I do to help myself financially? Are there any programs that I could use to get paid as a caregiver?

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Aaron SinykinMarch 22, 2021 at 8:34 am

You will have to look up all the different rules for caregiving for your state. It is a process of paperwork and research that can take anywhere from usually 1-3 months, in some cases a year.. Here is the government website for caregiving information in Missouri:
Neva MotacekMarch 6, 2021 at 9:32 pmReply

I have a neighbor that has a daughter that had been in a very bad car accident that left her paralyzed from C6 down. They are having a hard time as she is the care provider for her and is trying to juggle a full time job. They live on Texas and the financial strain is really starting to get worse. Can they get money both from social security and the state for being their daughters primary caregivers?

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Aaron SinykinMarch 7, 2021 at 2:45 amReply

That is a tough one. It usually only works for seniors or older people with disabilities but Texas caregivers options are different than Arizona. They have a gov. support number that might help: Call 855-YES-ADRC (855-937-2372), a trained professional will guide you to available caregiver services. They can tell you how to find help locating resources in your area. You can also try creating a account to get some financial help.
Ruben RodriguezAugust 16, 2021 at 8:03 pmReply

I live in Seminole County, FL and I’m trying to find out how my wife can be a caregiver. Could you help lead us in a direction that could help. Thank you!

Christopher LeserraAugust 27, 2021 at 10:18 amReply

I am a care giver for my Mother in the State of Florida she needs for time care.

My sister and I share the responsibilities. Would Social Security Help cover the cost in lost wages if we were able to work? If Yes how would I make out the application? Do you have to be the legal Guardian?

Amy CloerSeptember 19, 2021 at 4:09 pmReply

I’m my husband caregiver is there any benefits that I can get to help to stay in our home

Dawn luisserFebruary 15, 2022 at 9:08 pmReply

I live in pa I am my husbands caregiver is there any benefits that I can get for taking care of him at home I have not been able to go back to work since his illness

Rita GatterMay 26, 2022 at 8:53 am

I had to quit my job to take care of my other half. Back in 2018 he had his leg removed and there were no one that could stay with him. So I had to quit my job in October 2018. Plus he had a stroke in August of 2017. But I stayed working but that was hard on me . To go to work again no one was there to help him.

Patrícia BalcarcelSeptember 23, 2021 at 6:07 amReply

My mother in law recently passed away she was taking care of her daughter who is mentally retarded who requires 24/7 care i am staying home with her while my husband goes to work we are very stressed over money now since I cannot leave her alone and not able to work HELP!!!

Mark LaportaOctober 7, 2021 at 2:23 amReply

I am taking care of my 2 disabled parents.
I just recently moved them to Chapel Hill
NC. My father is a veteran. I try to do some Instacart to stay afloat with expenses. We are in need of some legal aid. The landlord has accused me of harassing all the tenants and has written of ongoing criminal investigation. After 9 months of
asking for access to handicapped parking, I told a parent of the day care next door they were parked illegally. . The landlord will not renew my lease. My mother is scheduled for surgery and needs hearing aids. Economically things have gotten worse. Who can help?

Who helps with seniors?

Kagwirira IsaiahOctober 13, 2021 at 11:08 pmReply

Hi I’m a well trained caregiver how can i be employed

Suzanne GillianOctober 14, 2021 at 3:19 amReply

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Mona A MoraOctober 19, 2021 at 5:35 pmReply

My husband is 77 years old and he’s legally blind trying to find out how I can apply to be his caregiver cuz financially all the medication that he takes and medicals doctors etc are taking from our savings is there a limit on savings or assets, I need to work in order to help financially with the cost of medical bills but not able to because I have to take care of my husband. Is there an amount of assets that you have to have in order to qualify to be an assistant caregiver to your spouse or family member and how how would I go about doing this

Ronnie McLendonNovember 11, 2021 at 12:28 pmReply

We Had To move My Mother On with us Can we receive Financial help with taking care of Her Please Respond

MariaNovember 25, 2021 at 4:28 pmReply

I live in Alaska I have lupus. I need my daughter to take care of me. Do you have info to help ?

ShaunaJanuary 18, 2022 at 3:26 amReply

I am payee and full time caregiver for my disabled partner, I was told I could get paid as her caregiver through ssi because she requires 24 hour care, is that true??

Joseph BaehrMarch 7, 2022 at 11:22 pmReply

If I move to the state of Florida and I quit my job to take care of my mom cuz she had a stroke and needs 24-hour care how much do I get paid to take care of her?

Sandra EsterlyMay 20, 2022 at 11:23 amReply

My husband and I are sole caregivers to our 52 year old son who cannot do walk on his own, bath on his own, work or drive. He has many health issues and need someone with him most all the time. He has no income and we are his only financial support. We supply him with food, transportation to Dr appointments and any other needs he may have. Can I get funding to help with my son’s expenses?

Rita GatterMay 26, 2022 at 8:49 amReply

I had to quit my job to take care of my other half. Back in 2018 he had his leg removed and there were no one that could stay with him. So I had to quit my job in October 2018.

Valerie MartinMay 27, 2022 at 5:56 amReply

I live in Iowa my Father has cancer my mother needs help going to the bathroom she can not cook , drive or walk without assistance I left work tot care for them can I get early SS

MohammadJune 24, 2022 at 12:01 amReply

This is a great information
Clarissa CatalanoAugust 11, 2022 at 7:23 amReply

I took care of my sister who had anexoria bulimea self mutilation ocd for at least 30 years with on pay my parents had a farm and most of my time was taken up by her care she she took her life in 2011 so now I am sick I do get ssi dut it limits things that I can do , I can’t get social security because I took care of her is there special ,situation where I could get social security I did not know taking care of her would be a life time job
SueSeptember 17, 2022 at 10:29 pmReply

I’ve been a caregiver for my 85yr old dad for over 7yrs,I live hear with him I’m hear around the clock,his got disabilitys,health issuses,so I’m hear,was wondering if theres any pay for this,I cant leave him alone,so iam not able to work.Please get intouch with me,iam 59 yrs.

Alice CarrollSeptember 23, 2022 at 6:57 amReply

Thanks for pointing out that the severity of the medical condition will also be a huge factor when getting home care services. I think that will be necessary for my grandmother in the near future because her health has been getting worse lately. It would be best to make sure that someone is always watching over her just in case something happens to her.
Victoria A RamirezNovember 18, 2022 at 8:08 amReply

I have ben careing for my disabled sister since 1998. A home health agency pays in 35 hrs a week, @ $10 an hr. She receives ssi , & ss. monthly. We live in texas, do i qualify for any other benefits for being my sister sole cargiver?

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