Will Social Security Pay For A Caregiver?
If you are caring for a parent or loved one you could be eligible to receive Social Security benefits as their primary caregiver. Social Security benefits, though, can’t be used to pay for a caregiver that you hire, it would simply be a way to help support you financially should you take on the responsibilities as a caregiver.
Caring for an elderly spouse, parent, or friend can often cut into your time, decreasing your availability to work as many hours. There are often other expenses for medical supplies, living expenses, and other costs that can make it difficult to stay afloat financially. If that is the case, you can apply for Social Security benefits to help substitute your income and cover some of the costs of providing home care for your loved one.
Qualifying for Social Security as a Caregiver
As the spouse or family member caring for a loved one who is seriously ill you can apply for Social Security benefits to help cover costs involved with being his or her caregiver. Eligibility depends on several factors such as financial need, state of residence, income, and assets. Some applicants may only qualify for benefits from one program while those in serious financial need may qualify for both SSI and SSDI.
You may also qualify for benefits if your spouse is suffering from a serious medical condition such as:
- ALS
- Cerebral Palsy
- Parkinson’s Disease
- Multiple Sclerosis
- Cancer
If you’ve applied for Social Security benefits as a caregiver and been denied, you may want to look into other state-funded programs that pay spouses as caregivers. State programs may also assist in paying for part or all of home care should you choose to hire through an agency. In the state of Arizona, you may be eligible for Self Directed Attendant Care (SDAC) benefits as the caregiver of a loved one. Depending on the circumstances, you may also be eligible for Medicare assistance to cover home care services.
Every State Has Different Rules For Being A Caregiver For A Family Member
You will have to look up all the different rules for caregiving for your state. It is a process of paperwork and research that can take anywhere from usually 1-3 months, in some cases a year.
Caregiver Services from the Leading Home Care Providers in Phoenix, AZ
Are you looking for a caregiver for your loved one? Call (480) 999-3012 and talk to one of our staff at Devoted Guardians. We are one of Arizona’s largest home care providers and offer daily 24-hour living assistance, including nighttime watch and personal assistance.
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49 Comments
Can you help finicalhelp im dying with cancer
We would need more details about your situation, you can call the office number and ask us.
My husband has an illness,cancer, and is 79 years old. In need of home are and if I quit my job to care for him, Will I be eligible for compensation? I am 62 and currently working
Hello I like to know how to apply to get paid if I became a caregiver for my mother I will be moving her in to my house soon since she can’t be by herself any more I’m a single house holder and I rent a studio with a bathroom to help my self but I will love to provide it for my mother and be able to take care of her can you please help me with information
I have a daughter who has paranoid schizophrenia .she is a 30 year old who lives at home. Could I get paid as a caregiver because I do everything from A -Z for her. Thanks
I just moved to Oklahoma and I take care of my husband. He had a massive stroke he can’t walk, he can’t get out of bed by himself, he has a large memory lost, his left hand shake, he can’t rule over. All his motor skills are off. Please say I can get social security to take care of him. Please let me know if I’m eligible if I am please send me a link
We are in Arizona. But we looked for this information in Oklahoma. I hope this works for you: https://www.ok.gov/health/Protective_Health/Long_Term_Care_Service/
Long Term Care Services
1000 N.E. 10th Street
Oklahoma City, OK 73117-1207
Phone: (405) 271-6868
Fax: (405) 271-2206
Email: LTC@health.ok.gov
I am caregiver to my husband who has had a stroke and can’t be left alone. He needs help with basic needs and food prep. Can not take a shower. Am I eligible as a caregiver
You are absolutely a caregiver! Find out what benefits are available to you in your state!
It’s so hard and please take time for yourself.
I am caring for my elderly mother who suffers with extreme high blood pressure. And she is disabled. She owns her home. She has become ill and there is no one to take care of her. I quit my job to help with her medication and daily needs. We live in the state of Georgia. Is there a stipend that we may qualify for?
I am a devoted spouse that is the main caregiver of my husband that suffered a fall in 2013 and damaged his spinal cord. I retired in 2019 to take care of him could I be eligible for caregiver pay?
I’m looking to be my father’s primary care giver but with expenses I will like to know how I can get paid to do so
It’s a process, maybe this link will link: https://www.seniorproviders.com/blog/how-to-become-a-paid-caregiver-for-your-parents
My mother is 93 yrs old, I need someone to bath her daily in Hernando county Florida. What are my options?
Caring.com is a good place to find a reputable caregiving service: https://www.caring.com/senior-care/in-home-care/florida/hernando-county – We have also made this list on 20 Questions to Ask A Caregiver Before Hiring Them – Search Google maps also and finding a company that has solid reviews that look like real reviews from real people would help, we found https://www.seniorhelpers.com/fl/nature-coast?utm_source=google&utm_medium=organic&utm_campaign=gmb. If she hasn’t had her shower modified for easy access, that would help too.
I’m primary caregiver for mother who had a stroke @ father who had cancer. Can l get social security to help with expensesJust turned 65.
There are a lot of options to think over, and depending on your situation. “Overall, you need to know your loved one’s eligibility for various government programs, insurance policy benefits, employee benefits, and family payment options if you hope to become a paid caregiver for a family member.” Senior Link – Here is a link to an article that might help: https://www.seniorlink.com/blog/how-to-become-a-paid-caregiver-for-a-family-member-6-steps-to-uncovering-financial-assistance-options-for-family-caregivers
I’m trying to find out how I go about becoming a caregiver for my elderly mom. She gets Social Security, on medicare, and medicaid. We are in Indiana. I know you are in AZ, just seeing if you can point me in the right direction. Not having much luck on my own.
There are a lot of options to think over, and depending on your situation. It’s a process, but we’d recommend starting at https://www.in.gov/fssa/da/3476.htm
I live with my client 24/7, responsibilities are bathing 3 days a week, dressing, assisting from wheelchair to toilet, preparing all meals, errands, shopping and all appointments and I also put her to bed every night and get her up every morning. We were both with a home care company and decided I would work for her as a private care giver. The fee she paid was $17.00 an hr, mileage, ot and holiday pay now she isn’t paying for any of that and I get $13.00 hr. I get 35-40 hrs a week but feel it should be more I have no insurance now and more expenses than before. I use my vehicle on all errands and shopping and bill paying. What are the options for assistance I could look into and should I charge more? In Arkansas
It is different for every state, and we reside in Arizona so we are not familiar with the rules in Arkansas. The average wage for homecare in Arkansas is about $20 an hour. It is quite a process to get approved and you need Medicare. This site might be of help: https://www.payingforseniorcare.com/arkansas/independent-choices
I need 24 hr care,, since some serious falls ca surg, that has left me in diapers but also have Lupus COPD host needs to need replacing but with Factor V Leiden disease they will not do surgery I have lost the use of my right arm hand and wrist from a severe fracture from a fall and because of exclusively using the other arm that I previously fractured got now has a rotator cuff problem and tendonitis and bursitis but all the orthopedic doctor can do is give me injections in the news in the shoulder and I am not allowed to use a walker to put weight on either arm so there’s not much I can do how do I find out how to pay for someone that’s willing to care for me 24/7 I am 68 years old a widow alone live in the state of New York Western New York which is why most of the falls but a lot of the broken bones was from a husband that abused me on a daily basis broken bones but I also have COPD lupus Factor V Leiden disease on blood thinners a necrotic me bone on bone solder near me so many things going on and I don’t know how I can pay my age that I have through long-term care for 30 hours a week who has offered to move me in her home and care for me 24/7 how do I find out what my options are I cannot even grocery shop I can’t even take a shower alone I can barely cook I can’t change my bed sheets and besides that I am sending time messing diapers which now I’m having trouble even cleaning myself up because they had to remove my whole right: half of my bowel and part of my stomach due to a cancerous tumor. How do I find out how someone that is not a child can care for me that’s willing to do so and is so loving and caring to me is it even possible
how can i apply? i live in Texas
The rules are different for being a caregiver in different states; we are in Arizona. This link might help, just know it is usually a 1-4 month process and a lot of paperwork. https://www.payingforseniorcare.com/paid-caregiver/texas
I’m in Missouri and I’m trying to find out how to get a caregiver for my and my other half. Both of us are on SSDI. We have many limitations and need help in lots of ways. Could you help lead us in a direction that could help. Thank you
It can take months of process, but if you are patient and do enough research, calls, and contacts, you can get there, I would start here: https://health.mo.gov/seniors/caregiver.php
I am a live in caregiver to my mother in the state of Missouri. Ive been doing this with no income for about three years and am beginning to worry about my finances in my coming years. She is 86 and she is very weak, unable to clean or cook or drive anymore. She is not on medicaid, she has money but does not pay me. What can I do to help myself financially? Are there any programs that I could use to get paid as a caregiver?
You will have to look up all the different rules for caregiving for your state. It is a process of paperwork and research that can take anywhere from usually 1-3 months, in some cases a year.. Here is the government website for caregiving information in Missouri: https://health.mo.gov/seniors/caregiver.php
I have a neighbor that has a daughter that had been in a very bad car accident that left her paralyzed from C6 down. They are having a hard time as she is the care provider for her and is trying to juggle a full time job. They live on Texas and the financial strain is really starting to get worse. Can they get money both from social security and the state for being their daughters primary caregivers?
That is a tough one. It usually only works for seniors or older people with disabilities but Texas caregivers options are different than Arizona. They have a gov. support number that might help: Call 855-YES-ADRC (855-937-2372), a trained professional will guide you to available caregiver services. They can tell you how to find help locating resources in your area. You can also try creating a Gofundme.com account to get some financial help.
I live in Seminole County, FL and I’m trying to find out how my wife can be a caregiver. Could you help lead us in a direction that could help. Thank you!
I am a care giver for my Mother in the State of Florida she needs for time care.
My sister and I share the responsibilities. Would Social Security Help cover the cost in lost wages if we were able to work? If Yes how would I make out the application? Do you have to be the legal Guardian?
I’m my husband caregiver is there any benefits that I can get to help to stay in our home
I live in pa I am my husbands caregiver is there any benefits that I can get for taking care of him at home I have not been able to go back to work since his illness
I had to quit my job to take care of my other half. Back in 2018 he had his leg removed and there were no one that could stay with him. So I had to quit my job in October 2018. Plus he had a stroke in August of 2017. But I stayed working but that was hard on me . To go to work again no one was there to help him.
My mother in law recently passed away she was taking care of her daughter who is mentally retarded who requires 24/7 care i am staying home with her while my husband goes to work we are very stressed over money now since I cannot leave her alone and not able to work HELP!!!
I am taking care of my 2 disabled parents.
I just recently moved them to Chapel Hill
NC. My father is a veteran. I try to do some Instacart to stay afloat with expenses. We are in need of some legal aid. The landlord has accused me of harassing all the tenants and has written of ongoing criminal investigation. After 9 months of
asking for access to handicapped parking, I told a parent of the day care next door they were parked illegally. . The landlord will not renew my lease. My mother is scheduled for surgery and needs hearing aids. Economically things have gotten worse. Who can help?
Who helps with seniors?
Hi I’m a well trained caregiver how can i be employed
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My husband is 77 years old and he’s legally blind trying to find out how I can apply to be his caregiver cuz financially all the medication that he takes and medicals doctors etc are taking from our savings is there a limit on savings or assets, I need to work in order to help financially with the cost of medical bills but not able to because I have to take care of my husband. Is there an amount of assets that you have to have in order to qualify to be an assistant caregiver to your spouse or family member and how how would I go about doing this
We Had To move My Mother On with us Can we receive Financial help with taking care of Her Please Respond
I live in Alaska I have lupus. I need my daughter to take care of me. Do you have info to help ?
I am payee and full time caregiver for my disabled partner, I was told I could get paid as her caregiver through ssi because she requires 24 hour care, is that true??
If I move to the state of Florida and I quit my job to take care of my mom cuz she had a stroke and needs 24-hour care how much do I get paid to take care of her?
My husband and I are sole caregivers to our 52 year old son who cannot do walk on his own, bath on his own, work or drive. He has many health issues and need someone with him most all the time. He has no income and we are his only financial support. We supply him with food, transportation to Dr appointments and any other needs he may have. Can I get funding to help with my son’s expenses?
I had to quit my job to take care of my other half. Back in 2018 he had his leg removed and there were no one that could stay with him. So I had to quit my job in October 2018.
I live in Iowa my Father has cancer my mother needs help going to the bathroom she can not cook , drive or walk without assistance I left work tot care for them can I get early SS
This is a great information