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Will Social Security Pay For A Caregiver?


Will Social Security Pay For A Caregiver?

If you are caring for a parent or loved one you could be eligible to receive Social Security benefits as their primary caregiver. Social Security benefits, though, can’t be used to pay for a caregiver that you hire, it would simply be a way to help support you financially should you take on the responsibilities as a caregiver.

Caring for an elderly spouse, parent, or friend can often cut into your time, decreasing your availability to work as many hours. There are often other expenses for medical supplies, living expenses, and other costs that can make it difficult to stay afloat financially. If that is the case, you can apply for Social Security benefits to help substitute your income and cover some of the costs of providing home care for your loved one.

Qualifying for Social Security as a Caregiver

As the spouse or family member caring for a loved one who is seriously ill you can apply for Social Security benefits to help cover costs involved with being his or her caregiver. Eligibility depends on several factors such as financial need, state of residence, income, and assets. Some applicants may only qualify for benefits from one program while those in serious financial need may qualify for both SSI and SSDI.

You may also qualify for benefits if your spouse is suffering from a serious medical condition such as:

  • ALS
  • Cerebral Palsy
  • Parkinson’s Disease
  • Multiple Sclerosis
  • Cancer

If you’ve applied for Social Security benefits as a caregiver and been denied, you may want to look into other state-funded programs that pay spouses as caregivers. State programs may also assist in paying for part or all of home care should you choose to hire through an agency. In the state of Arizona, you may be eligible for Self Directed Attendant Care (SDAC) benefits as the caregiver of a loved one. Depending on the circumstances, you may also be eligible for Medicare assistance to cover home care services.

Caregiver Services from the Leading Home Care Providers in Phoenix, AZ

Are you looking for a caregiver for your loved one? Call (480) 999-3012 and talk to one of our staff at Devoted Guardians. We are one of Arizona’s largest home care providers and offer daily 24-hour living assistance, including nighttime watch and personal assistance.



Alice A FullerMarch 29, 2020 at 10:26 amReply

Can you help finicalhelp im dying with cancer

Aaron Sinykin
Aaron SinykinMay 25, 2020 at 7:04 amReply

We would need more details about your situation, you can call the office number and ask us.

Terri GaterApril 16, 2020 at 8:12 pmReply

I just moved to Oklahoma and I take care of my husband. He had a massive stroke he can’t walk, he can’t get out of bed by himself, he has a large memory lost, his left hand shake, he can’t rule over. All his motor skills are off. Please say I can get social security to take care of him. Please let me know if I’m eligible if I am please send me a link

Aaron Sinykin
Aaron SinykinMay 25, 2020 at 7:07 amReply

We are in Arizona. But we looked for this information in Oklahoma. I hope this works for you: https://www.ok.gov/health/Protective_Health/Long_Term_Care_Service/

Aaron Sinykin
Aaron SinykinMay 25, 2020 at 7:09 amReply

Long Term Care Services

1000 N.E. 10th Street

Oklahoma City, OK 73117-1207

Phone: (405) 271-6868

Fax: (405) 271-2206

Email: LTC@health.ok.gov

Rashon neroApril 24, 2020 at 1:53 amReply

I’m looking to be my father’s primary care giver but with expenses I will like to know how I can get paid to do so

Richard pigfordMay 26, 2020 at 9:59 pmReply

My mother is 93 yrs old, I need someone to bath her daily in Hernando county Florida. What are my options?

Aaron Sinykin
Aaron SinykinMay 29, 2020 at 4:29 am

Caring.com is a good place to find a reputable caregiving service: https://www.caring.com/senior-care/in-home-care/florida/hernando-county – We have also made this list on 20 Questions to Ask A Caregiver Before Hiring Them – Search Google maps also and finding a company that has solid reviews that look like real reviews from real people would help, we found https://www.seniorhelpers.com/fl/nature-coast?utm_source=google&utm_medium=organic&utm_campaign=gmb. If she hasn’t had her shower modified for easy access, that would help too.

RobertoMay 13, 2020 at 11:40 amReply

I’m primary caregiver for mother who had a stroke @ father who had cancer. Can l get social security to help with expensesJust turned 65.

Aaron Sinykin
Aaron SinykinMay 25, 2020 at 7:35 amReply

There are a lot of options to think over, and depending on your situation. “Overall, you need to know your loved one’s eligibility for various government programs, insurance policy benefits, employee benefits, and family payment options if you hope to become a paid caregiver for a family member.” Senior Link – Here is a link to an article that might help: https://www.seniorlink.com/blog/how-to-become-a-paid-caregiver-for-a-family-member-6-steps-to-uncovering-financial-assistance-options-for-family-caregivers

Suzanne NicosonMay 26, 2020 at 4:41 pmReply

I’m trying to find out how I go about becoming a caregiver for my elderly mom. She gets Social Security, on medicare, and medicaid. We are in Indiana. I know you are in AZ, just seeing if you can point me in the right direction. Not having much luck on my own.

Aaron Sinykin
Aaron SinykinMay 29, 2020 at 4:31 amReply

There are a lot of options to think over, and depending on your situation. It’s a process, but we’d recommend starting at https://www.in.gov/fssa/da/3476.htm


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Devoted Guardians is actively monitoring the progression of the coronavirus, COVID-19, to ensure that we have the most accurate and latest information on the threat of the virus. As you know, this situation continues to develop rapidly as new cases are identified in our communities and our protocols will be adjusted as needed.

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