Is Respite Care Covered by Insurance?
Respite care provides short-term relief for primary caregivers. It can be arranged for just an afternoon or for several days or weeks. It is usually charged by the hour or by the number of days services are provided. Most insurance providers will not cover the cost of respite care, however, some long-term care insurance plans will cover some or all of the costs. Generally speaking, though, insurance plans don’t cover respite care.
You will first want to check with the insurance provider to establish whether or not they provide any assistance but if you need help paying for respite care, your best bet is through state or federally-funded programs.
Paying for Respite Care
If you’ve contacted the insurance provider and confirmed that they won’t cover all or any of the costs for respite care, then you may want to begin looking elsewhere. Most states provide coverage through Medicaid and well as other state-funded programs available for elder care. More information for paying respite care can be found here.
The average cost for home respite care ranges from $15 an hour up to $40 an hour while daily costs range from $120 to $200 a day. If you simply need personal care for your loved one for a few hours, respite care can be very affordable. If you are the primary caregiver and just need a few hours to get out of the house or run errands, an in-home respite care provider can watch after your loved one at a low price.
Get Respite Care from the Leading Home Care Providers in Phoenix, AZ
Are you looking for respite care for your loved one? Call (480) 999-3012 and talk to one of our staff at Devoted Guardians. We are one of Arizona’s largest home care providers and offer daily 24-hour living assistance, including nighttime watch, respite care, and personal assistance.