If you qualify for Medicare for home health care coverage, it could cover most or all of your costs for a limited time. The overall benefits of Medicare are very limited for long-term care but you may qualify for short-term benefits depending on your situation.
Medicare coverage can cover home health care expenses but only intermittently or for short-term care. Home care can’t exceed 6 days a week or must be fewer than 8 hours per day over 21 days. Medicare will not cover 24-hour home care.
Medicare, should you qualify, would cover the following services:
- Skilled Nursing Services
- Skilled Therapy Services
- Medical Social Services
- Medical Supplies
- Durable Medical Equipment (DME)
Services NOT covered by Medicare include:
- Occupational Therapy – if it’s the only service needed
- Homemaker Services
- Personal Care
Other Options for Long-Term & Full-Time Care
If your parent or loved one is in need of home health care and can’t afford it or needs long-term/full-time care that isn’t covered by Medicare there are other options that may be available to them. Medicaid, for instance, can help pay for full-time and long-term care under certain circumstance should they qualify.
You may also qualify for other state-funded programs that may cover all of some of the cost for home health care. You will want to research the available programs in your state. Many are available only for low-income individuals or those with financial hardship.
Get Help from the Leading Home Care Providers in Phoenix, AZ
Are you looking for home care for your loved one? Call (480) 999-3012 and talk to one of our staff at Devoted Guardians. We are one of Arizona’s largest home care providers and offer daily 24-hour living assistance, including nighttime watch and personal assistance.